July 2020 Newsletter

Erb Financial

Taxes * Planning * Investments

Foreign Tourists

More than 79 million foreign tourists visited the United States in 2019; these countries were the top sources of visitors from overseas.

Tapping Retirement Savings During a Financial Crisis

The Coronavirus Aid, Relief, and Economic Security Act includes provisions that temporarily augment the circumstances when retirement savers can access their money during a crisis.

Portfolio Performance: Choose Your Benchmarks Wisely

It could take a combination of several benchmarks to provide a meaningful performance picture of your portfolio.

Debit or Credit? Pick a Card

When deciding whether to use a debit card or a credit card, you should be aware of fundamental differences between the two types of cards.

Link to PDF: July 2020 Newsletter

2243 Lyell Avenue, Rochester, NY 14606-5719 * 585-426-8190

www.ErbFinancial.com * Support@ErbFinancial.com

IMPORTANT DISCLOSURES

ERB FINANCIAL is an independent contractor who offers Investment Advisory Services & Securities through Excel Securities & Assoc., Inc. member FINRA, SIPC, 200 Canal View Blvd., Rochester NY 14623, 585-424-1234.Broadridge Investor Communication Solutions, Inc. does not provide investment, tax, or legal advice. The information presented here is not specific to any individual’s personal circumstances.To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances.These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.

This communication is strictly intended for individuals residing in the state(s) of NY. No offers may be made or accepted from any resident outside the specific states referenced.

Foreign Tourists

Tapping Retirement Savings During a Financial Crisis

Portfolio Performance: Choose Your Benchmarks Wisely

Debit or Credit? Pick a Card

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