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July 2020 Newsletter

Erb Financial

Taxes * Planning * Investments

 

 

...

Foreign Tourists

More than 79 million foreign tourists visited the United States in 2019; these countries were the top sources of visitors from overseas.

...

Tapping Retirement Savings During a Financial Crisis

The Coronavirus Aid, Relief, and Economic Security Act includes provisions that temporarily augment the circumstances when retirement savers can access their money during a crisis.

...

Portfolio Performance: Choose Your Benchmarks Wisely

It could take a combination of several benchmarks to provide a meaningful performance picture of your portfolio.

...

Debit or Credit? Pick a Card

When deciding whether to use a debit card or a credit card, you should be aware of fundamental differences between the two types of cards.

 

 

Link to PDF:      July 2020 Newsletter

   

2243 Lyell Avenue, Rochester, NY 14606-5719 * 585-426-8190

www.ErbFinancial.com * Support@ErbFinancial.com

 

IMPORTANT DISCLOSURES

ERB FINANCIAL is an independent contractor who offers Investment Advisory Services & Securities through Excel Securities & Assoc., Inc. member FINRA, SIPC, 200 Canal View Blvd., Rochester NY 14623, 585-424-1234.Broadridge Investor Communication Solutions, Inc. does not provide investment, tax, or legal advice. The information presented here is not specific to any individual’s personal circumstances.To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances.These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.

This communication is strictly intended for individuals residing in the state(s) of NY. No offers may be made or accepted from any resident outside the specific states referenced.

Prepared by Broadridge Advisor Solutions Copyright 2020.

Filed Under: Articles

Call: (585) 426-8190

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©2025 Broadridge Investor Solutions, Inc.

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Securities are offered through [Ashton Thomas Securities, LLC] a registered broker/dealer and Member of [FINRA] / [SIPC]. Investment Advisory services are provided by Ashton Thomas Securities, LLC, SEC-registered investment advisers. Registration with the SEC does not imply a certain level of skill or training. Investing involves risks, including the potential loss of principal. Investors may lose more than their initial investment. Past performance is not indicative of future results. Though there are similarities among these services, the investment advisory programs, and brokerage services offered by Ashton Thomas' advisors are separate and distinct, differ in material ways, and are governed by different laws and separate contracts with you. Representatives of entities listed may only conduct business with residents of the states and jurisdictions in which they are properly registered. [Brokercheck] or [ATS|Adviser Check]

Certain individuals associated with Ashton Thomas Securities LLC may conduct securities business under a "doing business as" (DBA) name. These DBA names are used for branding or marketing purposes only and are not separate legal entities.

All securities-related business conducted under ERB FINANCIAL are offered through Ashton Thomas Securities LLC., and the use of ERB FINANCIAL does not imply any separate or independent status from Ashton Thomas Securities LLC.

Insurance products are offered through Ashton Thomas Insurance Agency, LLC, a licensed insurance agency. Tax services are offered through Ashton Thomas Tax Advisory, a DBA of Ashton Thomas Insurance Agency, LLC. Though there are similarities among these services, the investment advisory programs, brokerage services, insurance, and tax services offered by Ashton Thomas are separate and distinct, differing in material ways, and are governed by different laws and separate contracts. Ashton Thomas Securities, LLC, does not provide legal or tax advice. This Site is published for residents of the United States only. Registered Representatives of named entities may only conduct business with residents of the states and jurisdictions in which they are properly licensed and registered. Not all products and services referenced on this site are available in every state and through every representative or advisor listed.

Check the background of the investment professional at [Brokercheck].

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