Please READ THIS!

Please READ THIS!

If any of the following relates to your situation, please bring it to our attention: 

• If you had a financial interest in or signature authority over a financial account (bank, securities, or brokerage) located in a foreign country;
• At any time during the past year did you receive, sell, send, exchange, or otherwise acquire a financial interest in any virtual currency?
• If you have incurred Adoption expenses within the last 3 years or expect to incur Adoption Expenses;
• If you are Retired public safety officer (law enforcement officer, firefighter, chaplain, or member of a rescue squad or ambulance crew) and your government retirement plan distributions are used to pay health insurance premiums:
• If you purchased an eligible ‘Clean Vehicle’ before September 30, 2025;
• If you Contributed to or took a distribution from a 529 plan education savings account;
• If you paid or received Alimony;
• If you paid child support for at least ½ the year through a support collection unit for a minor child who does not reside with you;
• If you Exercised stock options but did not sell the stock last year;
• If you were an active Volunteer firefighter or ambulance worker for all of last year;
• If you or your spouse received or expect to receive a K-1 from an estate, trust, or Partnership/S-Corporation;
• Unless you tell us otherwise, we will check the “Yes” box for the Presidential Election Campaign Fund;
• If you had any debt cancelled or forgiven (such as credit cards, car loans, or mortgages) or a negotiated reduction of your mortgage;
• If you sold any stocks or mutual funds even if you don’t think they are taxable; This could include moving funds from one account to another;
• If after reaching age 70½ you are taking distributions from your IRA and also write generous checks to charitable causes, or if you had one or more ‘Qualified Charitable Distributions’ from your IRA;
• If you have a student loan with an Income-Based Repayment;
• Any documents that you agree to have mailed to you will go by 1^st Class mail through the USPS. We cannot be responsible for these items once they have been mailed.

 

Please bring any of the above issues to our attention if you think they may be relevant to your tax situation.

Link to Printable PDF:  PLEASE READ THIS 2026

IMPORTANT DISCLOSURES

ERB FINANCIAL offers Securities and Investment Advisory Services through Ashton Thomas Securities, LLC, member FINRA/SIPC,200 Canal View Blvd Rochester NY 14623   585-424-1234

Locally owned and operated since 1953

Broadridge Investor Communication Solutions, Inc. does not provide investment, tax, or legal advice. The information presented here is not specific to any individual’s personal circumstances.

To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances.

These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.

This communication is strictly intended for individuals residing in the state(s) of NY. No offers may be made or accepted from any resident outside the specific states referenced.

Prepared by Broadridge Advisor Solutions Copyright 2026.